1. Insure your cars and your homes with one company. Most insurance companies offer "multi-policy" discounts.
2. Call us before buying a new car. Insurance costs vary from vehicle to vehicle and we can let you know what to expect before driving off the lot.
3. Raise the deductible. By shouldering more of the cost of future claims, some customers can save as much as 20 percent on the comprehensive and collision portions of the policy.
4. Convince teenage family members to be part-time drivers. In most cases, it costs less to insure teens who share the family car on the parent's policy instead of separately.
5. Drive Safely. Most companies offer discounts to customers with driving records free of accidents or violations.